As businesses demand more control over financial services, the concept of programmable finance is now mainstream.
From hospitality to creator economy, integrating real-time money flow is now a strategic must.
And in the Australian landscape, there’s one platform built for this future:
**ZNGX**.
How is ZNGX changing the game?
Traditional payment platforms like Stripe or Square:
- Don't let you control merchant lifecycle
- Limit customization
- Lack regulatory flexibility in AU
But with ZNGX:
- You define payout logic
- Embed wallets, payment rails, and transaction logic directly into your platform
- Focus on UX while ZNGX powers the backend
Use cases include:
- Marketplaces with dynamic escrow rules
- Retail SaaS apps with built-in POS and wallet modules
- Logistics & fuel card apps embedding B2B finance
ZNGX’s architecture:
- Webhook-driven event layer
- Dynamic tiering by merchant risk class
- Programmable fund flows
- Payout engine supporting NPP
- AML, sanctions screening, and fraud detection baked in
Instead of plugging into someone else’s flow, ZNGX lets you:
- Define your own transaction rules
- Offer financial products inside your own app
- Stay compliant without building internal regtech
Security and compliance:
- Encrypted vaulting
- AU-hosted cloud
- Regulatory sandbox integration
ZNGX powers:
- Hospitality POS stacks
- Fuel card & fleet finance
- Web3 payments + fiat bridges
Example API flow:
- `POST /onboard` → Verify ABN and sanction lists
- `POST /wallets` → Set tier limits
- `POST /transactions` → Pay out to card/bank
- `POST /rules` → Define logic for fraud, flags, payment api for hospitality australia routing
- `GET /payouts` → Automate reconciliation
Why ZNGX over other embedded finance platforms?
- No legacy rails
- No need for backend patching
- 24/7 AU-based dev support
Already building with a global platform?
- Migrate from `Stripe` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers
Start building:
- Use zngx.io’s dev console
- Get live in under 7 days
- Build without fear of regulatory risk
zngx.io = developer-ready embedded finance.
???? [https://zngx.io](https://zngx.io) — Own your stack
Stop renting your payments logic
Start with ZNGX.